Monday, August 14, 2006

Car Insurance For Senior Drivers

You may realize that car insurance rate is higher for senior drivers. According to Institute of Advanced Motoring in UK, drivers over 70 involved in 8% of accidents. Looking at the data above you may agree that the high car insurance rate is a normal reaction of car insurance companies.

Most car insurance companies think people over 80 are as risky as people under 25. They therefore charge higher premium. Although most of the car insurance companies react similarly to senior driversĀ“ car insurance policies, they do not take exactly the same action.

Some car insurance companies progressively add premiums once a driver reaches 60. Some car insurance companies refuse coverage for drivers over 70. Some have an upper limit of age. Some do not have upper limit of age as long as you stay with them from early years. Some even charge higher for elderly women.

It is a biological fact that eyesight and reaction time worsen as age increases. There are already some courses designed for elderly people to drive better which is for their own sake also. This course will help elderly people to spot any serious problems that may happen while they are driving.

As long for the car insurance itself, there has been no satisfying solution. Some people are experimenting on building a no claim report and buy No Claim Protection. They then pay all the small bumps by themselves. Hope in the future, there will be better solution for elderly drivers in the car insurance world.

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Disclaimer:
The general information provided by http://CarInsuranceCenter.blogspot.com is intended as an educational purpose only, and should not be interpreted as legal advice. The law varies drastically by location and legal specialty, and http://CarInsuranceCenter.blogspot.com makes no promises about the accuracy or completeness of the information provided. You should not rely on our information when making legal decisions. We recommend that you consult with a lawyer to get professional legal advice on how best to deal with your situation.
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1 Comments:

Anonymous Auto insurance in Dallas said...

Auto insurance in Dallas rules and regulations may vary drastically from area to area. Check with your auto insurance quote provider for more details regarding your coverage.

11:21 PM  

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