Monday, July 10, 2006

Classic Car Insurance

When shopping for car insurance you may notice that some companies provides special car insurance for classic cars. Classic car insurance is a little bit different than expensive car insurance. The biggest different between two, is the collectorship value of classic car. This collectorship value will also be taken into account when the car insurance policy is made. That´s why this classic car insurance is designed specially to meet classic car owner´s need.

What´s so different about classic car insurance?

Classic car insurance has flexible variable rates. Rates like how far and how often the classic car is driven in a year. This kind of car insurance is more beneficial to classic car owners because they will get the best coverage that they need. They can arrange their how far or how long they drive their car to meet the condition of the policy.

You will agree that normal car owners drive their cars differently from classic car owners. If you have a 1950 Ford, you will drive with extra careful than 2000 ford. Although some classic car owner may drive everywhere with their classic car, some others only drive their classic car if there is an auto show or parade. Other than that the car will be in the garage. Most classic car owner only drives less than 1,000 miles per year. They also extremely concerned about the potential wear and tear of the car. This kind of treatment can´t be fulfilled by ordinary car insurance. That´s why special classic car insurance is needed.

Most, if not all, classic car owner doesn´t trust ordinary mechanic to check the classic car. Only selected people, or even personal mechanics, are trusted to repair the classic car even it is only a small scratch. If you have the heart of the collector, you will understand this kind of action. Ordinary car insurance agent will not understand the situation. Thus, again, the need of special insurance for classic car comes up.

With the flexible usage rate classic car owner who drives the classic car everywhere will have different car insurance policy and rate than those who park the car in the garage. Classic car owner will know this before hand and will still feel safe about the coverage if something happens.

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Disclaimer:
The general information provided by http://CarInsuranceCenter.blogspot.com is intended as an educational purpose only, and should not be interpreted as legal advice. The law varies drastically by location and legal specialty, and http://CarInsuranceCenter.blogspot.com makes no promises about the accuracy or completeness of the information provided. You should not rely on our information when making legal decisions. We recommend that you consult with a lawyer to get professional legal advice on how best to deal with your situation.
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