Friday, July 07, 2006

Car Insurance Agent or Not?

Choosing the best car insurance company is very troublesome. You have to consider lots of things from paper works, rates, claims, agents, to company´s reliability. To make matter worst there are lots of car insurance companies out there. We have at least one car insurance company in every sub-urban.

One of the main things to consider when choosing a car insurance company is the car insurance agent. Some company has car insurance agents as the main sales force. Some car insurance company erases all agents and do phone or internet marketing.

By erasing agents, they claim that they can lower your overall car insurance. Is this true? Most of the case it´s true. So, should you choose a company that doesn´t employ agents? Not really. Here´s why.

Car insurance agents are used to become a medium between you and the car insurance company. The agents should become your personal car insurance advisor. He or she should understand about you clearly to give you the recommendation on the best car insurance for you that is available from the company.

If you know the car insurance agent by person, you should use his / her service. It´s a good investment to pay for. You can get the best advice and best car insurance for you. Don´t worry about the commission. It maybe one of your best investment in your car insurance history.

If you choose the non-agent car insurance company, you will have to do massive information digging before you can get your best choice. Indeed you get lower car insurance rate. However, some people just don´t like the hassle of doing the research or doesn´t have the time to do it when it comes to car insurance.

So, the choice is back to you. Get a non-agent car insurance company after doing your own extensive research. Or, rely on your friend as the car insurance agent to get you the best car insurance available.

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Disclaimer:
The general information provided by http://CarInsuranceCenter.blogspot.com is intended as an educational purpose only, and should not be interpreted as legal advice. The law varies drastically by location and legal specialty, and http://CarInsuranceCenter.blogspot.com makes no promises about the accuracy or completeness of the information provided. You should not rely on our information when making legal decisions. We recommend that you consult with a lawyer to get professional legal advice on how best to deal with your situation.
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